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Secured Loan.

What is a Secured Loan?

A secured loan or homeowner loan can be used to take advantage of the equity that has been built up in your property. When applying for a secured loan, your property is used to secure your borrowing – reducing the risk to the lender. Using your property as a guarantee allows you to access more funding at better rates than standard unsecured loans. Borrowing can be done over a longer period of time with a homeowner loan, allowing your repayments to lower and be more flexible.

  • Loans available from £3,000 – £2.5m
  • Up to 95% LTV (loan to value)
  • 3.8% typically over 3 – 30 years
  • Your Loan Expert adviser to guide you from application to acceptance
  • If you’re self-employed, 6 months trading history required
  • Fixed, variable and tracker options available
  • Mortgage arrears acceptable (more than 12 months ago)
  • Tax credits and surplus rental income are eligible towards affordability
  • No Funding, No Fee


What can I use a loan for?

Whatever your reasons for looking for a loan, our team of experts is here to help you find the loan that best suits your circumstances, so you can get the best rates without damaging your credit rating.


Home Improvement

If you are looking to buy a new kitchen or add an extension for your home, a secured loan could be an excellent way to finance improvements.

Debt Consolidation

If you have credit card debts or multiple loans, with loan terms of 3 to 25 years, a secured loan can offer a means to pay off debts at a rate to suit you.

Cars or Holidays

Whether you are financing a car purchase or booking a holiday, the loans we broker can be used for a variety of purposes.