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Debt Arrangement Scheme (DAS) is a debt payment programme that allows you to repay your debts in full, free from interest and charges over an extended period of time agreed by the DAS Administrator.
Advantages
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A Government-supported scheme that allows residents to pay back their debts in full.
One Monthly Payment
We reduce your monthly outgoing payments into one simple payment.
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Interest and charges are frozen. You will no longer negotiate with creditors.
No Legal Actions from Creditors
Creditors will be unable to take legal action.
Considerations
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If you do not keep up with the payments the scheme will be cancelled.
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If you are only making a small monthly payment and have high debt level, it could take several years to clear your debts.
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All your debts are paid in full at the end of the agreed term.
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Your credit rating will be negatively impacted.